IRS Letter 6475 Explained

Plain-English translation of this IRS notice — what it means, what happens if you ignore it, and exactly what to do.

What the IRS says
States the amount of your third Economic Impact (stimulus) Payment.
What it actually means
In plain English: Not a bill. You need this number to correctly claim the Recovery Rebate Credit if you didn't get the full amount. Wrong numbers here are the #1 cause of delayed refunds for this credit.

Deadlines

Use it when filing — no separate response deadline.

What to do

  1. Keep the letter and enter the exact amount on your return.
  2. If married filing jointly, each spouse got a separate letter — add both.
  3. Don't guess the amount; the IRS matches it electronically.

Key facts

Payment round
Third stimulus (2021)
Joint filers
Two letters — add both amounts
Amount due?
No — informational
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Informational only — not tax or legal advice. Verify everything at irs.gov or with a qualified professional.